Borrower of book - those mutilator of collections,spoiler of the symmetry of shelves,and creator of odd volume.

借者□□是为珍藏坏者、排列次捣乱者、零星残造者。

The new system should target the detrimental effects of moneylending by freeing borrowers from high interest rates and any pressures or legal requirements to repay loans.

新体系目标应指向放款有害影响，那就是使借贷者摆脱高利息负担，以及为偿还贷款任何压力或法律要求。

Retirement assets such as individual retirement accounts cannot be used to secure loans ， but even they may indirectly count in a borrower's favor as evidence of astuteness .

个人退休金帐户之类退休资产虽然不能用来做贷款担保，可即便如此，它们却会证明你很精明，并因此而博得贷方好感。