Borrower of book - those mutilator of collections,spoiler of the symmetry of shelves,and creator of odd volume.

借书者□□是为珍藏本的破坏者、书本排列次的捣乱者、零星残书的创造者。

The new system should target the detrimental effects of moneylending by freeing borrowers from high interest rates and any pressures or legal requirements to repay loans.

新的体系的目标应指向放款的有害影响，那就是使借贷者摆脱高利息的负担，以及为偿还贷款的任何压力或法律要求。

Retirement assets such as individual retirement accounts cannot be used to secure loans ， but even they may indirectly count in a borrower's favor as evidence of astuteness .

个金帐户之类的资产虽然不能用来做贷款担保，可即便如此，它们却会证明你很精明，并因此而博得贷方的好感。