It wouldn't be a loan or a gift.

这不是借或礼物。

As a result, borrowing money becomes more costly.

因此，借成变得更高。

C) They will over-borrow and live beyond their means.

C，他们会过度借，入不敷出。

Tax cuts were paid for by extra borrowing.

减税是通过额外的借来支付的。

How much loan capital can we safely raise then?

我们需要多少借能保证分红？

True, borrowing costs are not its only driver.

诚然，借成并不是唯一的驱因素。

Millions of Americans take out these loans every year.

每，有数百万美国人借此类。

Consumers are spending despite rising borrowing costs.

尽管借成在上升，消费者仍保持消费。

High inflation is raising the cost of borrowing for governments.

高通胀正在提高政府的借成。

Italian government-borrowing costs started to climb.

意大利政府借成开始攀升。

So it's important to start early and that really reduces that reliance on debt later.

所早做准备很重要，这样后来可少借。

The bank also put up its online lending service, GreenSky, for sale this year.

该银行今还出售了其在线借服务 GreenSky。

However, this move makes it too costly to borrow money and hurts economic growth.

然而，此举使借成过高，并损害了经济增长。

And so with fewer owners, that puts borrowing costs up as well.

因此，随着持有者的减少，借成也会上升。

Biden calls for a bill to increase borrowing with no strings attached.

拜登呼吁通过一项无附加条件的增加借的法案。

Because Sri Lanka can't just default and go away, they need to go on borrowing.

因为斯里兰卡不能就这样违约然后消失，他们需要继续借。

Soon, student loan payments are starting back up for 40 million borrowers.

很快，4000万借人的助学又要开始偿还了。

The product was structured essentially to avoid the application of the Truth and Lending Act.

该产品的结构基上是为了避免适用《诚信借法》。

Lending is the coal to our engine, so we want to make more loans.

借就好像煤炭对于引擎的作用一样，所我们要放出更多的。

That's in part because they're not covered by the Truth In Lending Act.

这在一定程度上是因为它们不受《诚信借法》的保护。