It's a little less stressful than high school. I have my own time.

比高中轻松一点，我有了由的时间。

With less new capital at their disposal, workers become less productive and growth slower.

由于的新资本减少，工人的生产率下降，增长放缓。

Sources close to the negotiations say differences on how to adjust the discretionary spending are narrowing.

消息人士称，关于如何调整由的分歧正在缩小。

Thanks to rising disposable incomes, India's consumers are also heading overseas in growing numbers.

由于收入的提高，印度消费者前往海外消费的人数也日益增多。

They face an immediate reduction in their disposable income.

他们的收入立即减少。

In aggregate, spending is now growing faster than real disposable income, eating into savings.

总而言，出的增长速度快于实际收入的增长速度，从而侵蚀了储蓄。

Up to $1.2 billion of that will come from New York state's Excelsior program, a discretionary tax credit.

其中高达12亿美元的优惠都将来纽约州的“求精向上计划”，这是一由的税收抵免政策。

That’s the same amount of disposable income an entire family had 15 years prior.

这与 15 年前整个家庭的收入相同。

That means we have literally no dollars left for any discretionary spending.

这意味着我们实际上没有美元以用于任何由的出。

Trips abroad require time off work, the privilege of disposable income, sophisticated travel infrastructure and international peace.

出国旅行需要休假、收入的特权、先进的旅游基础设施和国际和平。

I didn't have 'em 'til after college 'til I had a little more disposable income.

- 直到大学毕业后我才有了更多的收入。

Repayments are leading consumers to cut back on discretionary spending and most digital offerings are discretionary.

还款导致消费者减少由的出，而大多数数字产品都是由的。

In the UK, renters have got 10 percent less disposable income than people with a mortgage.

在英国，租房者的收入比有抵押贷款的人少 10%。

Their friends have more disposable income.

他们的朋友有更多的收入。

" The church will pay, " he said quietly. " I have a discretionary fund" .

" 这笔钱教会以付，" 他平静地说，" 我有由的资金。"

And the average age for a man is 33. So they have a lot more disposable income.

男性的平均年龄是33岁。 因此他们有更多的收入。

What if the person really deserves my help, but I cannot afford it from my own disposable income?

W：如果这个人确实值得我帮助，但我己的收入无法负担怎么办？

If you look at mortgage payments as a share of disposable income, it's low and it's not really rising, right?

如果你将抵押贷款付款视为收入的一部分，你会发现它很低而且并没有真正上升，对吧？

As a share of disposable income, such debt sits at 185% in Canada, 202% in Australia and 203% in Sweden.

作为收入的一部分，此类债务在加拿大为 185%，在澳大利亚为 202%，在瑞典为 203%。

All economists know is that inflation has changed household budgets and altered American spending habits, especially in terms of discretionary spending.

经济学家们以确定的是通货膨胀将改变家庭预算，改变美国人的消费习惯，特别是在由的方面。