It's a short-term loan that allows you to make purchases today and pay them off in installments over time.

这是一种短期贷款，让你今天可购，然后在一段时间内分期。

The loan can be paid in either monthly or quarterly instalments, to suit your needs.

这笔贷款可按每月或每季度分期付款，符合您的需要。

Banks also finance consumer purchases by paying for credit card purchases by people who later reimburse the credit card companies and the banks behind them, by paying monthly installments that include interest.

银行通过支付人们的信用卡购费用来为消费者购提供资金，这些人随后通过支付包括利息在内的每月分期付款来信用卡公司及其背后的银行。